Estate Planning

Estate Planning Primer

Today - more than ever - you need to have a strategy in place in order to pass on as much of your estate as you can to your loved ones. Estate planning is a very personal exercise. Use this short checklist to help you focus on some of the more important issues.

		Do you and your spouse have wills which were drafted or reviewed within the last year?
		Does your will name a guardian for your minor children if both you and your spouse are deceased?
		Have you considered the advantages of a living revocable trust, such as avoiding probate?
		Do you have the right amount and type of life insurance?
		Has your insurance portfolio been reviewed within the last two years?
		Would you like to make gifts to your favorite charities during life or at death?
		Have you planned for the continuation or sale of your business interests?
		Have you decided who should inherit your property after your death and that of your spouse?
		Have you planned for your children's or grandchildren's education?
		Have you arranged for the long-term care needs of your spouse and parents?
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